The Victory® Admitted Contractor program allows service and repair work in condominiums, town-homes and HOA’s and is underwritten by an Admitted carrier rated A- by A.M. Best Co. This program also accepts B licensed re-modelers, including structural re-modelers, artisan contractors performing new residential work in custom homes and offers limits from: $300,000/$300,000/$300,000 to $1,000,000/$2,000,000/$2,000,000 for all risks.
Available with Contractors Miscellaneous Tools and Small Equipment Coverage ($5,000 limit for equipment valued under $1,500 / $1,000 deductible applies). Underwritten by an Admitted carrier rated A- by A.M. Best Co.
General Liability Coverage
The Victory® Admitted Contractor Program provides General Liability Coverage for artisan/trade contractors for both commercial and residential work. It is designed to meet the needs of small artisan contractors conducting business within the trades and construction industry. Credit is available for the service, repair and replacement ONLY risks. Contractors are also limited by their size. The maximum allowable exposures are receipts of $1,500,000, payroll of $500,000, subcontractor costs of $200,000 or premium of $15,000. For California applicants exceeding these exposures, please submit through our Victory Non-Admitted or Victory Non-Admitted Plus Programs. Policies may be written for one year and renewed annually. See rating for definition of payrolls. The AmTrust No Loss Warranty Form is accepted in lieu of loss runs for accounts with premium less than $7,500.
Artisan contractors who perform new construction in tract home subdivisions of up to ten (10) homes are acceptable. A tract development is defined as: A project or premise in which multiple architecturally identical, nearly-identical, or similar homes are built.
Contractors performing 100% service and repair work for residential and commercial projects are given special consideration in the program. Additionally, we accept small remodeling General Contractors, including those who complete room additions.
Limits and Deductible
Premises/Operations with selected limits of insurance including Products/Completed Operations, Personal Injury and Advertising Injury, Fire Damage - $100,000 and Medical Expense - $5,000 coverage is provided on an occurrence basis.
The deductible applies to property damage and bodily injury on a per claim basis.
Explanation of Subcontractors
The Victory Admitted Contractor Program allows up to $200,000 in subcontractor costs but costs must be 50% or less of the annual gross receipts. If subcontractor costs are over $200,000 but no more than $400,000, quote the risk in the Victory Non-Admitted Contractor Program. For subcontractor costs exceeding $400,000 quote the risk in the Victory Non-Admitted Plus Contractor Program. All subcontractors must name the Applicant as an Additional Insured on the subcontractors' policies (provide the Applicant with an AI and certificate showing this) and carry limits of insurance as follows:
- If Applicant's occurrence limits are $500,000: Subcontractor's limits need to be $500,000 or higher for occurrence AND aggregate
OR
- If Applicant's occurrence limits are $1,000,000: Subcontractor's limits need to be $1,000,000 or higher for occurrence AND aggregate
Audit Basis
General Liability premiums and exposures are subject to final audit. Earned premium for the exposure will be determined at the end of the policy period.
Waiver of Premium
Additional or return premium account balances of $10.00 or less will be waived.
Risk Cancelled or Non-Renewed by Another Company
Please refer any risk that has been cancelled or non-renewed to Builders & Tradesmen's Insurance Services, Inc. prior to submission. We ask that full information regarding the reason for cancellation or non-renewal and the conditions or preventive steps taken by the Applicant be provided.
Cancellations
Policies will be prorated (without penalties) when cancelled for one of the following reasons:
- At the request of the carrier
- Nonpayment of premium
- Insured no longer has a financial or insurable interest in the property or business operations
When a policy is cancelled for any reason other than outlined above, a short rate penalty of 10% of the prorated unearned premium will apply.
Reinstatement
To avoid a lapse in coverage, all outstanding issues must be addressed and/or payments must be received by Builders & Tradesmen's Insurance Services, Inc. prior to the cancellation date.
Additional Insureds and Certificates of Insurance
Brokers have the authority to issue Certificates of Insurance and to attach the Blanket Additional Insured Endorsement Form 49-0108 (CG 2010 07-04 equivalent) to the certificate. If any special wording is required on the Additional Insured endorsement, then the request must be submitted to BTIS for issuance.
The Blanket Additional Insured Endorsement Form 49-0108 (CG 2010 07-04 equivalent) is available for all risks at no premium charge and will be attached to all policies.
The Scheduled Additional Insured Endorsement Form 49-0116 (CG 2010 11-85 equivalent) is available for a one time fully earned premium of $500 per policy term. This form excludes any residential work.
The CG 2037 form is available for specific jobs where the risk is service and repair only:
- Home Depot or Lowe's - no additional premium
- Contract directly for the homeowner - no additional premium
- Commercial work - no additional premium
- Work for a residential General Contractor, contract value under $15,000 - no additional premium
- Work for a residential General Contractor, contract value over $15,000 - $250 per endorsement
Rating Information
Definition of Payroll Allocation
Owner/Officer Payroll
Includes proprietors, partners and officers active in the business - except those that exclusively handle clerical duties. Minimum payroll for each active owner varies by state. If all owners are clerical or sales, then minimum payroll is charged for one owner only (plus any employee payroll).
Employee Payroll Includes
Employees (exclusions noted below), clean up workers, tradesmen, casual laborers, leased employees and labor pool personnel.
Employee Payroll Does Not Include
Proprietors, partners, officers, sales only and clerical office employees.
Subcontractor Costs
If subcontractors are used then you will need the total cost of payment to those subcontractors. The operations performed by the subcontractors for the Applicant will also be required (i.e.: painting, flooring, etc.).
Limits
- 300,000/300,000/300,000 (Not available in TX or WA)
- 500,000/500,000/500,000
- 500,000/1,000,000/1,000,000
- 1,000,000/1,000,000/1,000,000
- 1,000,000/2,000,000/1,000,000
- 1,000,000/2,000,000/2,000,000
Deductible
Available deductibles range from $0 to $1,500 (varies by state, some offer limited deductibles).
Payment Options
BTIS Direct Bill
The Producer can elect to have the insured billed direct through BTIS Direct Pay
BTIS Financed
BTIS can arrange premium financing through
Best Choice Premium Finance.
Full Annual Premium
The Producer may withhold commission and remit net payment in full.
Producer Financed
The Producer may arrange financing with their vendor of choice.
Available Additional Insured Forms
- Blanket Additional Insured Endorsement Form 49-0108 (CG 2010 07-04 equivalent)
- Scheduled Additional Insured Endorsement Form 49-0116 (CG 2010 11-85 equivalent)
- Completed Operations Additional Insured Endorsement Form CG 2037
- Managers or Lessor of Premise Form CG 2011 (01-96)
- State or Political Subdivisions - Permits Form CG 2012 (07-98)
- Mortgagee, Assignee or Receiver Form CG 2018 (11-85)
- Lessor of Leased Equipment Form CG 2028 (07-04)
- Engineers, Architects or Surveyors Not Engaged by the Named Insured Form CG 2032 (07-04)
Contractors Miscellaneous Tools and Small Equipment
- For equipment valued under $1,500
- $5,000 limit
- $1,000 deductible
- Very low premiums
- Multi Policy Credit applied to both the Victory Admitted General Liability and AmTrust Inland Marine coverage when written together
- The AmTrust Inland Marine policy fee is waived when written with the General Liability policy
The Victory® Non-Admitted Contractor program allows service and repair work in condominiums, town-homes and HOA’s and is underwritten by a Non-Admitted carrier rated A- by A.M. Best Co. This program also accepts B licensed re-modelers, including structural re-modelers, artisan contractors performing new residential work in custom homes and offers limits from: $300,000/$300,000/$300,000 to $1,000,000/$2,000,000/$2,000,000 for all risks.
Available with Contractors Miscellaneous Tools and Small Equipment Coverage ($5,000 limit for equipment valued under $1,500 / $1,000 deductible applies). Underwritten by an Admitted carrier rated A- by A.M. Best Co.
General Liability Coverage
The Victory® Non-Admitted Contractor Program provides General Liability Coverage for artisan/trade contractors for both commercial and residential work. It is designed to meet the needs of small artisan contractors conducting business within the trades and construction industry. Credit is available for the service, repair and replacement ONLY risks. Contractors are also limited by their size. The maximum allowable exposures are receipts of $1,500,000 ($2,000,000 for renewals), payroll of $500,000, subcontractor costs of $400,000 or premium of $15,000. For California applicants exceeding these exposures, please submit through our Victory Non-Admitted Plus program. Policies may be written for one year and renewed annually. See rating for definition of payrolls. The AmTrust No Loss Warranty Form is accepted in lieu of loss runs for accounts with premium less than $7,500.
Artisan contractors who perform new construction in tract home subdivisions of up to fifteen (15) homes are acceptable. A tract development is defined as: A project or premise in which multiple architecturally identical, nearly-identical, or similar homes are built.
Contractors performing 100% service and repair work for residential and commercial projects are given special consideration in the program. Additionally, we accept small remodeling General Contractors, including those who complete room additions.
Limits and Deductible
Premises/Operations with selected limits of insurance including Products/Completed Operations, Personal Injury and Advertising Injury, Fire Damage - $100,000 and Medical Expense - $5,000 coverage is provided on an occurrence basis.
The deductible applies to property damage and bodily injury on a per claim basis.
Explanation of Subcontractors
The Victory Admitted Contractor Program allows up to $400,000 in subcontractor costs. For subcontractor costs exceeding $400,000, quote the risk in the Victory Non-Admitted Plus Contractor Program. All subcontractors must name the Applicant as an Additional Insured on the subcontractors' policies (provide the Applicant with an AI and certificate showing this) and carry limits of insurance as follows:
- If Applicant's occurrence limits are $500,000: Subcontractor's limits need to be $500,000 or higher for occurrence AND aggregate
OR
- If Applicant's occurrence limits are $1,000,000: Subcontractor's limits need to be $1,000,000 or higher for occurrence AND aggregate
Audit Basis
General Liability premiums and exposures are subject to final audit. Earned premium for the exposure will be determined at the end of the policy period.
Waiver of Premium
Additional or return premium account balances of $10.00 or less will be waived.
Risk Cancelled or Non-Renewed by Another Company
Please refer any risk that has been cancelled or non-renewed to Builders & Tradesmen's Insurance Services, Inc. prior to submission. We ask that full information regarding the reason for cancellation or non-renewal and the conditions or preventive steps taken by the Applicant be provided.
Cancellations
Policies will be prorated (without penalties) when cancelled for one of the following reasons:
- At the request of the carrier
- Nonpayment of premium
- Insured no longer has a financial or insurable interest in the property or business operations
When a policy is cancelled for any reason other than outlined above, a short rate penalty of 10% of the prorated unearned premium will apply.
Reinstatement
To avoid a lapse in coverage, all outstanding issues must be addressed and/or payments must be received by Builders & Tradesmen's Insurance Services, Inc. prior to the cancellation date.
Additional Insureds and Certificates of Insurance
Brokers have the authority to issue Certificates of Insurance and to attach the Blanket Additional Insured Endorsement Form NX GL 189 (CG 2010 07-04 equivalent) to the certificate. If any special wording is required on the Additional Insured endorsement, then the request must be submitted to BTIS for issuance.
The Blanket Additional Insured Endorsement Form NX GL 189 (CG 2010 07-04 equivalent) is available for all risks at no premium charge and will be attached to all policies.
The Scheduled Additional Insured Endorsement Form NX GL 189 (CG 2010 11-85 equivalent) is available for a one time fully earned premium of $500 per policy term. This form excludes any residential work.
The CG 2037 form is available for specific jobs where the risk is service and repair only:
- Home Depot or Lowe's - no additional premium
- Contract directly for the homeowner - no additional premium
- Commercial work - no additional premium
- Work for a residential General Contractor, contract value under $15,000 - no additional premium
- Work for a residential General Contractor, contract value over $15,000 - $250 per endorsement
Rating Information
Definition of Payroll Allocation
Owner/Officer Payroll
Includes proprietors, partners and officers active in the business - except those that exclusively handle clerical duties. Minimum payroll for each active owner varies by state. If all owners are clerical or sales, then minimum payroll is charged for one owner only (plus any employee payroll).
Employee Payroll Includes
Employees (exclusions noted below), clean up workers, tradesmen, casual laborers, leased employees and labor pool personnel.
Employee Payroll Does Not Include
Proprietors, partners, officers, sales only and clerical office employees.
Subcontractor Costs
If subcontractors are used then you will need the total cost of payment to those subcontractors. The operations performed by the subcontractors for the Applicant will also be required (i.e.: painting, flooring, etc.).
Limits
- 300,000/300,000/300,000
- 500,000/500,000/500,000
- 500,000/1,000,000/1,000,000
- 1,000,000/1,000,000/1,000,000
- 1,000,000/2,000,000/1,000,000
- 1,000,000/2,000,000/2,000,000
Deductible
Available deductibles range from $0 to $2,500
Payment Options
BTIS Direct Bill
The Producer can elect to have the insured billed direct through BTIS Direct Pay
BTIS Financed
BTIS can arrange premium financing through
Best Choice Premium Finance.
Full Annual Premium
The Producer may withhold commission and remit net payment in full.
Producer Financed
The Producer may arrange financing with their vendor of choice.
Available Additional Insured Forms
- Blanket Additional Insured Endorsement Form NX GL 189 (CG 2010 07-04 equivalent)
- Scheduled Additional Insured Endorsement Form NX GL 188 (CG 2010 11-85 equivalent)
- Engineers, Architects or Surveyors Not Engaged by the Named Insured CG 2007 (07-04)
- Completed Operations Additional Insured Endorsement Form CG 2037
- Managers or Lessor of Premise Form CG 2011 (01-96)
- State or Political Subdivisions - Permits Form CG 2012 (07-98)
- Mortgagee, Assignee or Receiver Form CG 2018 (11-85)
- Lessor of Leased Equipment Form CG 2028 (07-04)
Contractors Miscellaneous Tools and Small Equipment
- For equipment valued under $1,500
- $5,000 limit
- $1,000 deductible
- Very low premiums
- Multi Policy Credit applied to both the Victory Admitted General Liability and AmTrust Inland Marine coverage when written together
- The AmTrust Inland Marine policy fee is waived when written with the General Liability policy
General Liability Coverage
The Victory Non-Admitted Plus Contractor Program, underwritten by a Non-Admitted carrier rated A- by A.M. Best Co., takes what you're already familiar with and expands the classes of business we will accept, including the size of the risks. The intent is to offer you a product that has been traditionally underwritten via Acord applications, supplements and a great deal of time, and couple it with the BTIS online submission process. The result is a quote turnaround time translating into more binds.
Explanation of Subcontractors
If subcontractors are used then you will need the total cost of payment to those subcontractors. We will also require the operations performed by the subcontractors for the Applicant (i.e.: painting, flooring, etc.). All subcontractors must name the Applicant as an Additional Insured on the subcontractors' policies and carry limits of insurance at least equal to, or greater than our Insured's limits.
Waiver of Premium
Additional or return premium account balances of $10.00 or less will be waived.
Risk Cancelled or Non-Renewed by Another Company
Please refer any risk that has been cancelled or non-renewed to Builders & Tradesmen's Insurance Services, Inc. prior to submission. We ask that full information regarding the reason for cancellation or non-renewal and the conditions or preventive steps taken by the Applicant be provided.
Cancellations
Policies will be prorated (without penalties) when cancelled for one of the following reasons:
- At the request of the carrier
- Nonpayment of premium
- Insured no longer has a financial or insurable interest in the property or business operations
When a policy is cancelled for any reason other than outlined above, a short rate penalty of 10% of the prorated unearned premium will apply.
Reinstatement
To avoid a lapse in coverage, all outstanding issues must be addressed and/or payments must be received by Builders & Tradesmen's Insurance Services, Inc. prior to the cancellation date.
Additional Insureds and Certificates of Insurance
Brokers have the authority to issue Certificates of Insurance and to attach the Blanket Additional Insured Endorsement Form NX GL 189 (CG 2010 07-04 equivalent) to the certificate. If any special wording is required on the Additional Insured endorsement, then the request must be submitted to BTIS for issuance.
The Blanket Additional Insured Endorsement Form NX GL 189 (CG 2010 07-04 equivalent) is available for all risks at no premium charge and will be attached to all policies.
The Scheduled Additional Insured Endorsement Form NX GL 189 (CG 2010 11-85 equivalent) is available for a one time fully earned premium of $500 per policy term. This form excludes any residential work.
The CG 2037 form is available for specific jobs where the risk is service and repair only:
- Home Depot or Lowe's - no additional premium
- Contract directly for the homeowner - no additional premium
- Commercial work - no additional premium
- Work for a residential General Contractor, contract value under $15,000 - no additional premium
- Work for a residential General Contractor, contract value over $15,000 - $250 per endorsement
Rating Information
Definition of Payroll Allocation
Owner/Officer Payroll
Includes proprietors, partners and officers active in the business - except those that exclusively handle clerical duties. Minimum payroll for each active owner is $25,000. If all owners are clerical or sales, then the minimum payroll is charged for one owner only (plus any employee payroll).
Employee Payroll Includes
Payroll of employees (active in their trade), clean up workers, tradesmen, casual laborers, leased employees and labor pool personnel.
Employee Payroll Does Not Include
Proprietors, partners, officers, sales only and clerical office employees.
Limits
- 300,000/300,000/300,000
- 500,000/500,000/500,000
- 500,000/1,000,000/1,000,000
- 1,000,000/1,000,000/1,000,000
- 1,000,000/2,000,000/1,000,000
- 1,000,000/2,000,000/2,000,000
Deductible
Available deductibles range from $0 to $2,500
Gross Receipts
Cap on Gross Receipts: $7,000,000
Payment Options
BTIS Financed
BTIS can arrange premium financing through
Best Choice Premium Finance.
Full Annual Premium
The Producer may withhold commission and remit net payment in full.
Producer Financed
The Producer may arrange financing with their vendor of choice.
Available Additional Insured Forms
- Blanket Additional Insured Endorsement Form NX GL 189 (CG 2010 07-04 equivalent)
- Scheduled Additional Insured Endorsement Form NX GL 188 (CG 2010 11-85 equivalent)
- Engineers, Architects or Surveyors Not Engaged by the Named Insured CG 2007 (07-04)
- Completed Operations Additional Insured Endorsement Form CG 2037
- Managers or Lessor of Premise Form CG 2011 (01-96)
- State or Political Subdivisions - Permits Form CG 2012 (07-98)
- Mortgagee, Assignee or Receiver Form CG 2018 (11-85)
- Lessor of Leased Equipment Form CG 2028 (07-04)
General Liability Coverage
The Victory Certified Contractor Program provides General Liability Coverage for artisan/trade contractors for both commercial and residential work. It is designed to meet the needs of small artisan contractors conducting business within the trades and construction industry. Credit is available for the service, repair and replacement ONLY risks. See the eligible classes for a list of construction and service contractors we can write. Contractors are also limited by their size. The maximum allowable exposures are receipts of $1,500,000, payroll of $500,000, subcontractor costs of $200,000 and/or premium of $15,000. For Applicants exceeding these exposures, please submit through our Victory Non-Admitted or Victory Non-Admitted Plus programs. Policies may be written for one year and renewed annually. The AmTrust No Loss Warranty Form is accepted in lieu of loss runs for accounts with premium less than $7,500.
You can submit artisan contractors who perform new construction in tract home subdivisions of up to 15 homes. A tract development is defined as a project or premise in which multiple architecturally identical, nearly-identical, or similar homes are built.
Contractors performing 100% service and repair work for residential and commercial projects are given special consideration in the program. Additionally, we accept small remodeling General Contractors, including those who complete room additions.
Limits and Deductible
Premises/Operations with selected limits of insurance including Products/Completed Operations, Personal Injury and Advertising Injury, Fire Damage - $100,000 and Medical Expense - $5,000 coverage is provided on an occurrence basis.
The deductible applies to property damage and bodily injury on a per claim basis.
Audit Basis
General Liability premiums and exposures are subject to final audit. Earned premium for the exposure will be determined at the end of the policy period.
Waiver of Premium
Additional or return premium account balances of $10.00 or less will be waived.
Risk Cancelled or Non-Renewed by Another Company
Please refer any risk that has been cancelled or non-renewed to Builders & Tradesmen's Insurance Services, Inc. prior to submission. We ask that full information regarding the reason for cancellation or non-renewal and the conditions or preventive steps taken by the Applicant be provided.
Cancellations
Policies will be prorated (without penalties) when cancelled for one of the following reasons:
- At the request of the carrier
- Nonpayment of premium
- Insured no longer has a financial or insurable interest in the property or business operations
When a policy is cancelled for any reason other than outlined above, the return premium is short-rate.
Reinstatement
To avoid a lapse in coverage, all outstanding issues must be addressed and/or payments must be received by Builders & Tradesmen's Insurance Services, Inc. prior to the cancellation date.
Additional Insureds and Certificates of Insurance
Brokers have the authority to issue Certificates of Insurance and to attach the Blanket Additional Insured Endorsement Form NX GL 189 (CG 2010 07-04 equivalent) to the certificate. If any special wording is required on the Additional Insured endorsement, then the request must be submitted to BTIS for issuance.
The Blanket Additional Insured Endorsement Form NX GL 189 (CG 2010 07-04 equivalent) is available for all risks at no premium charge and will be attached to all policies.
The Scheduled Additional Insured Endorsement Form NX GL 188 (CG 2010 11-85 equivalent) is available for a one time fully earned premium of $500 per policy term. This form excludes any residential work.
The CG 2037 form is available for specific jobs where the risk is service and repair only:
- Home Depot or Lowe's - no additional premium
- Contract directly for the homeowner - no additional premium
- Commercial work - no additional premium
- Work for a residential General Contractor, contract value under $15,000 - no additional premium
- Work for a residential General Contractor, contract value over $15,000 - $250 per endorsement
Rating Information
Annual Minimum Premium
$450 minimum premium
Definition of Payroll Allocation
Owner/Officer Payroll
Includes proprietors, partners and officers active in the business - except those that exclusively handle clerical duties. $12,000 minimum payroll for each active owner. If all owners are clerical or sales, then $12,000 minimum payroll is charged for one owner only (plus any employee payroll).
Employee Payroll Includes
Employees (exclusions noted below), clean up workers, tradesmen, casual laborers, leased employees and labor pool personnel.
Employee Payroll Does Not Include
Proprietors, partners, officers, sales only and clerical office employees.
Subcontractor Costs
If subcontractors are used then you will need the total cost of payment to those subcontractors. The operations performed by the subcontractors for the Applicant will also be required (i.e.: painting, flooring, etc.).
Limits
- 300,000/300,000/300,000
- 500,000/500,000/500,000
- 500,000/1,000,000/1,000,000
- 1,000,000/1,000,000/1,000,000
- 1,000,000/2,000,000/1,000,000
- 1,000,000/2,000,000/2,000,000
Deductible
Available deductibles range from $0 to $2,500
Payment Options
BTIS Financed
BTIS can arrange premium financing through
Best Choice Premium Finance.
Full Annual Premium
The Producer may withhold commission and remit net payment in full.
Producer Financed
The Producer may arrange financing with their vendor of choice.
Available Additional Insured Forms
- Blanket Additional Insured Endorsement Form NX GL 189 (CG 2010 07-04 equivalent)
- Scheduled Additional Insured Endorsement Form NX GL 188 (CG 2010 11-85 equivalent)
- Completed Operations Additional Insured Endorsement Form CG 2037
- Managers or Lessor of Premise Form CG 2011 (01-96)
- State or Political Subdivisions - Permits Form CG 2012 (07-98)
- Mortgagee, Assignee or Receiver Form CG 2018 (11-85)
- Lessor of Leased Equipment Form CG 2028 (07-04)
AL, AR, AZ, CA, CO, CT, DE, GA, IA, ID, IL, IN, KS, KY, LA, MA, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY
Victory General Liability FAQs
- Where do I send endorsement requests?
All endorsement requests, including but not limited to, Insured/Agent cancellation requests, name changes, address changes, payroll updates, broker of record changes, and limit increases will be sent to: endorsements@btisinc.com.
- How do I request loss runs for my client?
Loss run requests can be made either through our website under Producer Tools, or you can email your request to: lossruns@btisinc.com. Please include the policy number, applicant name, and loss run years needed, in your request.
- How do I request binding for my client?
Please email your bind request to: bindrequests@btisinc.com. Please include the full signed application including any state specific forms in your request.
- How do I file a claim for my client?
Please refer to: Producer Tools / Claims Information / How to File a Claim for further instructions, or email btisclaims@btisinc.com.
- What is the procedure for disputing cancellations, non-renewals, and/or endorsements resulting from inspection?
In order to dispute cancellations, non-renewals, and/or endorsements resulting from inspection we will need a statement detailing the dispute and correct figures, on the Insured's letterhead, signed and dated by the Insured. Please send the dispute letter to: disputes@btisinc.com.
- What is the Broker of Record procedure?
The Broker of Record must be submitted on the Insured's letterhead or an Acord form and include the name of the Broker as is appears on their insurance license. BOR letters must be signed and currently dated by the corporate office, partner, sold proprietor, or manager and/or managing member of Limited Liability Companies (LLC). The signing Individual must have the authority to execute the BOR letter. We will then notify the incumbent broker and allow 5 full calendar days to obtain a rescinding Broker of Record letter. The 5 full day calendar period MAY NOT BE WAIVED, except by the incumbent broker. Please send requests to: endorsements@btisinc.com.
- How do I make a payment online for my client?
If you wish to pay the policy in full, or submit a down payment for a financed policy, our online payment service is available to you. In order to make an online payment please locate your policy, select the submission, and select the "make a payment" option from the menu. From there, please enter the policy number, amount you wish to pay, and the insured's bank account or credit card information.
- Can I check the status of my client's policy online?
At this time you do not have the ability to check the status of your policy online through our website, however if you need the current status of a policy please contact us at: 877.649.6682. Please ask for a general liability customer service rep.
- How do I update my Agency information such as agency address, name changes, phone number, or email address updates?
Please email all agency change requests to: register@btisinc.com.
Below are a couple of guides we put together: